You don’t think about hospital waitlists until you're stuck on one. Just as you don’t think about getting sick when you’re healthy. Taking an hour to get the right cover means you skip the queue and get seen when you need it, not when the list gets to you.
Your Health Insurance, Sorted.
What’s the deal with Health Insurance?
When something goes wrong, the last thing you need is to be stuck wondering what you're covered for. Together, we will find the right cover for you and your family, and I'll be there to help when it's time to make a claim.
Health insurance cover can include:
Specialist appointments
See a specialist without the months-long public wait.
Surgery
Planned surgery, sorted on your terms, not the hospital's waitlist.
Diagnostic tests
Scans, X-rays, and tests, without waiting for a referral to clear.
Cancer care
Treatment and support when you need it most, not when there's a bed free.
Non-Pharmac medications
Access to treatments the public system might not fund.
How it works
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We get you covered
Getting the right policy matters more than getting a policy fast. We'll sit down, talk through your situation, and make sure your cover actually fits you and your family, not a generic one-size-fits-all package. The right policy now means one less headache down the track.
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You live your life
Once you're covered, you shouldn't have to think about it. I'll check in once a year to make sure your cover still fits, because life changes and your policy should keep up.
That's what a good broker actually does: pays attention, so you don't have to. -
You call me when something happens
If something goes wrong, you're not calling a call centre or filling out a form alone. You're calling me.I'll be in your corner, helping you through the claim, so you can focus on what matters. Not on paperwork.
Let’s chat about health insurance
It might not be the most exciting hour of your week.
But it could be the most important.
Frequently Asked Questions
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It's cover that pays for private medical treatment, so you can skip the public system's waitlists and get seen when you actually need to be. Think specialist appointments, surgery, and tests, without waiting months for a referral to clear.
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We have a chat, wherever suits you – a café, your dining table, and figure out what you actually need covered. I go away, find the right policy, and bring it back to you to look over. No forms to decipher, no jargon, just a straightforward conversation and a policy that reflects what you need.
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It depends on the condition and the insurer. Some conditions can be covered outright, others might have exclusions or extra premiums. There's no one-size-fits-all answer here (despite what Dr Google might tell you). This is exactly the kind of thing worth a proper chat rather than a guess. Book in and I'll give you a straight answer.
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Yes, most policies have a standard waiting period before you can claim, usually a few months, longer for specific conditions. I'll walk you through the exact timeframes for your policy so there are no surprises.
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Depends on your age, health, and the level of cover you choose. I'm not going to throw a random number at you and hope for the best, I'll get you an actual quote based on your situation, so you know exactly what you're paying for.
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Yes. Life changes, so your cover should be able to too. I check in once a year to make sure your policy still fits, and you can always call me sooner if something changes.
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You call me, not a 0800 number and a hold song. I'll walk you through the process, handle the paperwork, and chase things up on your behalf, so you're not doing this alone on what's already a rough day.
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Yes, and it's often more straightforward than people expect.
I'll look at your current policy, check what you'd be giving up or gaining, and make sure switching actually makes sense for you before you do it.
If switching makes sense, I’ll walk you through the process.
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If your circumstances change or it's no longer the right fit, you can cancel your policy. I'd rather have a chat first to make sure you're not left without cover. Give me a call and we can sort it out.
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The public system's there for genuine emergencies, but non-urgent treatment can mean long waits. Health insurance means you can get seen on your terms, not whenever a slot becomes free.